Free Business Financial Tools
Professional-grade calculators and planning tools for founders, CFOs, and business owners. No account needed — just open and use.
Essential Calculators
The fundamentals every business needs. Quick answers, zero complexity.
Loan Calculator
Calculate monthly payments, total interest, and view full amortization schedules.
Try it free →Profit Margin Calculator
Calculate gross, operating, and net margins with industry benchmarks.
Try it free →Break-Even Calculator
Find your break-even point in units and revenue with visual crossover analysis.
Try it free →Startup Runway Calculator
Project your cash runway with interactive scenario modeling.
Try it free →SaaS Metrics Calculator
Calculate MRR, ARR, LTV, CAC payback, and net revenue retention.
Try it free →Business Planning
Tools for the next phase — build plans, estimates, and projections.
Free Invoice Generator
Create professional invoices in seconds. Download as PDF.
Try it free →Business Valuation Estimator
Estimate your business value using multiple valuation methods.
Try it free →Quarterly Tax Estimator
Estimate quarterly tax payments for your business.
Try it free →Cash Flow Forecast
Project your cash position over the next 12 months.
Try it free →Predictive Analytics
Premium EnginePowered by the same engine behind James FP&A. Simulation-grade analysis, free.
Revenue Forecast Simulator
Model future revenue with growth rate scenarios.
Try it free →"What If" Scenario Modeler
Test business decisions before you make them.
Try it free →Cash Runway Monte Carlo
Probabilistic runway analysis with 1,000+ simulations.
Try it free →Business Health Scorecard
Get a comprehensive health grade for your business.
Try it free →Founder Salary Calculator
Find the right salary based on your company's financials.
Try it free →Want all of this automated with your real financial data?
Connect QuickBooks, Xero, or upload your financials. Get dashboards, forecasts, and AI insights — updated automatically.
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