00 / Free tools
Free Business Financial Tools
Professional-grade calculators and planning tools for founders, CFOs, and business owners. No account needed — just open and use.
100% Free — No Signup Required
01 / Essential
Essential Calculators
The fundamentals every business needs. Quick answers, zero complexity.
01 / Free tool
Loan Calculator
Calculate monthly payments, total interest, and view full amortization schedules.
Try it free →02 / Free tool
Profit Margin Calculator
Calculate gross, operating, and net margins with industry benchmarks.
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Break-Even Calculator
Find your break-even point in units and revenue with visual crossover analysis.
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Startup Runway Calculator
Project your cash runway with interactive scenario modeling.
Try it free →05 / Free tool
SaaS Metrics Calculator
Calculate MRR, ARR, LTV, CAC payback, and net revenue retention.
Try it free →02 / Planning
Business Planning
Tools for the next phase — build plans, estimates, and projections.
01 / Free tool
Free Invoice Generator
Create professional invoices in seconds. Download as PDF.
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Free Pay Stub Generator
Create pay stubs with automatic tax withholding and YTD totals. Download as PDF.
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Business Valuation Estimator
Estimate your business value using multiple valuation methods.
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Quarterly Tax Estimator
Estimate quarterly tax payments for your business.
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Cash Flow Forecast
Project your cash position over the next 12 months.
Try it free →03 / Predictive
Predictive Analytics Premium Engine
Powered by the same engine behind James FP&A. Simulation-grade analysis, free.
01 / Free tool
Revenue Forecast Simulator
Model future revenue with growth rate scenarios.
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"What If" Scenario Modeler
Test business decisions before you make them.
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Cash Runway Monte Carlo
Probabilistic runway analysis with 1,000+ simulations.
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Business Health Scorecard
Get a comprehensive health grade for your business.
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Founder Salary Calculator
Find the right salary based on your company's financials.
Try it free →04 / Next step
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